National General Rv Insurance
Other than regular car insurance National General has RV insurance coverage plans. Basic RV policies come with liability coverage and options for collision and/or comprehensive coverage. Other than basic coverage other recreation vehicle insurance policies include:
- Personal Belongings Coverage
- Permanent Attachment Coverage
- Complete General Liability Coverage
RV insurance policies from National General can cover five main types of recreational vehicles including Class A, B, or C motorhomes, Airstream/Driveable Airstreams, Fifth-wheel RVs, and travel trailers.
Auto Insurance Buying Guide
Before you compare car insurance companies, youll need to collect some basic information. This includes the driving history of everyone who will be on the policy, as well as facts about your car, such as safety features and annual mileage driven. Youll also want to determine which types of coverage you need. For example, do you want only the bare minimum insurance that your state requires, or do you need more extensive coverage, such as gap insurance or rideshare coverage? Check that each company youre considering has the options you want.
When comparing rates among insurers, make sure each is offering the same coverage limits and deductibles. You may not want to make your decision based on price alone. Look at how many consumer complaints each company has, as a high number of complaints could be a red flag about the quality of service you’ll receive.
Depending on which company you choose, you may be able to buy insurance online, over the phone or through an agent. For more guidance, see how to get car insurance.
National General Rv Insurance Reviews
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Page 1Michelle of Land O Lakes, FL Verified Reviewer
We had Nat Gen through Good Sam for our truck, motorcycle and RV. We filed a claim when someone damaged our rig and they were no help at all. Although we owned it and had paid insurance on it for 2 weeks, a third party company drove it to us. They damaged it and Nat Gen refused to pay because they said it wasn’t yet in our possession. Why were we paying them then??? When I cancelled, they charged me 10% of my premium as a penalty!!! We have switched insurance before and never had anyone charge us. In this case we cancelled because they were awful . They proved at cancellation just how right we were and how awful they are!!! Save yourself grief and money and go to Geico. I wish I had never left them to begin with!!!!
Verified Reviewer3 people
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National General Car Insurance Cost
If youre trying to figure out how much car insurance from National General Auto Insurance will cost, understand that auto insurers consider many factors to assess risk and set rates. Since each company has its own policies and assigns a different amount of weight to each of these factors, its important to compare quotes from several insurers to find the best rates.
Anonymous Complaint: Complaint Type: Problems With Product/service

Status:
07/24/2022
Business Response
08/01/2022
The captioned loss was reported to theCompany on June 21, 2022, and statements of loss were secured from all partiesthe same day. The Company received acopy of the police report on June 28, 2022, and completed an inspection of the Complainantsvehicle on or about July 8, 2022. TheCompany determined that the Complainants vehicle has a branded title, and wasa constructive total loss on July 19, 2022. The Companys records indicate that our total loss settlement offer wasaccepted by the Complainant on July 25, 2022. While the Company understands theComplainants frustration with perceived delays, we maintain that efforts havebeen made to resolve this matter, and status updates have been provided to theComplainant.
Thank you for allowing the Company torespond.
Business Response
08/04/2022
Customer Response
08/04/2022
As far as personal injuries I called on yesterday after no one has reached out to me and was told that the bills were sent to another department and was under review and after that they could possible offer a settlement of 2k which was declined.
As of today I have hired an attorney to handle any unresolved issues with this company.
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National General Auto Insurance Cost: Estimates By Driving Profile
Your own rates will be a result of these individual factors. But to help you get a better idea of how much your National General insurance premiums might be, here’s a rundown of how much different national providers charge on average for different drivers across the U.S.:
Car Insurance Company |
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National General Insurance Review
National General Insurance is not a very good car insurance company, given its high premiums and poor customer service record. National Generals NAIC rating is over 9, for example, which means it has more than nine times as many complaints as the average competitor.
The most common complaints from National General customers are about delays in the claims-handling process and unexpected denials of claims. On the other hand, the company has an A+ rating from the Better Business Bureau, so plenty of policyholders have had a positive experience with National General.
- AM Best: A+
National General Insurance was accredited by the Better Business Bureau in 1960, but it hasnt received ratings from leading financial reporting agencies like S& P and Moodys.
What Is National General Insurance
National General insurance is an insurance provider with over 100 years in the business. The company offers auto insurance life insurance, health insurance, home insurance, and flood insurance coverage. They also offer other options such as motorcycle insurance, RV insurance, and renters insurance.
National General Insurance has sold car insurance policies across the U.S. since 1939. According to its website, the company prides itself on listening to its customers and providing affordable coverage and outstanding service.
National General Auto Insurance also offers several money-saving discounts and rewards its policyholders for driving safely and making other smart choices off the road.
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About National General Rv Insurance
At National General RV Insurance, we care for you, your family and your belongings. This is why we offer quality insurance coverage and a variety of coverage options in order to find the one the best suits your needs. Contact us today to learn more about our coverage options and discounts available!
National General Home Insurance Discount
There are a number of home insurance discounts available through National General, including:
- Age of home: If your home is newly built, you can potentially save money on your policy. However, National General does not disclose what home ages qualify for a discount.
- Gated community: National General may lower your homeowners insurance premium if your insured home is located in a gated community.
- Homeowners association: If you belong to a homeowners association for your neighborhood or community, you might be able to get a discount through National General.
- College education: You could qualify for a discount if you are the primary policyholder and you have a college degree.
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What Types Of Insurance Does National General Offer
National General is a specialized insurance company, with a focus on coverage for auto, RV, and homeowners insurance. Some of the insurance products they offer are as follows.
- Auto insurance
- Motorcycle insurance
- Renters insurance
Your independent insurance agent can help you find more information about the coverage offered by National General, and can help you decide if this insurance company is right for you.
Using our insurance company directory can help you find the best insurance companies that specialize in your specific coverage needs. The company directory can also help you get connected to an agent near you.
Compare Good Sam Vs National General Rv Insurance

- 96% overall customer satisfaction rating
- Customers report average savings of $321 per year
- Total-loss replacement for motorhomes and travel trailers
- Specialized coverage for full timers or first-time weekend RV’ers
- RV storage option allows you to save even more by turning off coverage when your RV is not in use!
- Top rated C=choice: A+ BBB rating
- “Turn Off” for liability & collision during storage – Save 53%
- Cover your personal belongings or attachments
- Full-timer coverage options
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Complaints And Customer Satisfaction
National General had far more than the expected number of complaints for auto insurance to state regulators relative to its size, according to three years worth of data from the National Association of Insurance Commissioners.
National General ranked last out of 12 companies in J.D. Powers 2021 auto insurance shopping satisfaction survey.
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National General Rv Insurance Overall Rating: 4/5
When you need insurance for your recreational vehicle, you need a unique policyand when youre trying to decide on an insurance type for your RV, you need all the information you can get. After all, RV insurance isnt the same as auto or home insurance.
Luckily, National General Insurance provides all the information you need in their learning center. There, you can select your insurance type and options like replacement cost coverage, specialized equipment coverage, and much more.
National General Insurance doesnt offer many discounts. Still, they do give you plenty of additional offers to help you save if you get in trouble on the road. They also have excellent customer service, and theyll cover most types of recreational vehicles.
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National General Insurance Review 2022
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.
National General Insurance : Ratings Coverages & Discounts
Integon National General Insurance Company is a specialty personal lines insurance company that offers homeowners, flood, personal, and small business auto, RV, motorcycle, life, accident, and supplemental health insurance products.
There is no Integon Casualty Insurance Company website, however, the National General website allows potential clients to get insurance quotes online by entering their ZIP code. Any quotes you get will be underwritten by an Integon national auto insurance agent, but your rates will be for National General. That is, insurance agents, underwrite the quotes and premiums for those who want to buy insurance policies from the National General company.
Integon auto insurance rates are based on many different factors such as your age, where you live, your driving record, and the kind of vehicle you drive.
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National General Insurance Claims
National General Insurance allows customers to file claims and purchase policies online, as is standard practice for the industry these days. National General Auto Insurance touts its ability to process claims quickly and the company pays most small claims within two days. It also guarantees customer satisfaction when it comes to claims service and will waive your deductible up to $250 if you are dissatisfied with its claims service. This is not available in Texas.
National General Rv Insurance Contact Information
If you have questions about RV insurance, your insurance type, or coverage options that you cant find in their learning center, get in touch with their customer service team for information on coverages and policies.
Phone: 1-888-293-5108
Chat: Use the Chat Now function on the contact page of their website.
Mailing Address: PO. Box 3199, Winston-Salem, NC, 27102
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National General Car Insurance: Additional Coverage
Below are additional add-on coverage options for a National General auto insurance policy which include roadside assistance, accidental death and dismemberment, and other auto protection plans.
- Roadside Assistance: The National General Motor Club provides access to 24/7 roadside assistance, unlimited towing benefits, and emergency expense reimbursements for when your car breaks down far from home.
- Accidental Death and Dismemberment: Provides coverage for medical expenses, benefits for dismemberment or loss of sight, a hospital indemnity benefit, and daily benefit for loss of time.
- Auto Protection Plans: Similar to an extended warranty, these plans help pay for the cost of unexpected breakdowns.
Some forms of coverage are required, while others are optional. In many cases, rules depend on state law. In most cases, Collision and Comprehensive coverage are optional. If you have a vehicle loan or lease, however, you may be required to carry these types of coverage. After you have paid off your auto loan, you will be able to decide whether to keep Collision and/or Comprehensive coverage or to remove them from your policy to save money on your premiums.
National General Insurance Full Coverage

National General Insurance’s full coverage policy includes car collision coverage and comprehensive insurance for your vehicle. This policy also will include any coverage enforced by your state’s minimum requirements. These car insurance policies typically are much more expensive since they cover more than liability-only policies.
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What To Know About National General
National General was founded in 1920, giving the carrier a century of experience in the insurance industry. National General specializes in providing customizable coverage paired with the expert advice of independent agents.
National General sells car and motorcycle insurance in 49 states and Washington, D.C., and homeowners and renters insurance in 16 states. The insurance company’s LinkedIn profile states that National General has between 5,001 and 10,000 employees, with nearly 4,700 of them found on the social media platform. As far as financial size, A.M. Best places the carrier in the $2 billion or greater category.
Thanks to its productive history, wide reach, and financial strength, National General has earned a reputation as a stable insurance company with a positive outlook for the future. A.M. Best, the leading global credit rating agency monitoring the insurance industry, gives National General an A- rating, indicating the carrier is an excellent choice for insurance customers. High ratings from A.M. Best assure customers that National General can offer guaranteed, secure coverage from a financially sound insurance company.
Positive National General Insurance Reviews
Customers who are pleased with National General Insurance tend to praise the customer service. Agents are reported to be helpful, friendly, and kindalways something you want from the person you talk to after getting into an accident. One excited customer wrote:
“Absolutely the best, most friendly, prompt, and knowledgeable customer service reps ever. I can always get through to someone immediately, they always help and are always very friendly and professional! They make it personal and make me feel valued.”
– Aisha J. via BBB
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National General Social Responsibility
On its website, National General does not include much information about its social responsibility or charitable partnerships. However, the company did participate in the Millions to Feed campaign for Feeding America, which aimed to provide 10 million meals to families in need. The company also committed to a minimum contribution of $500,000 to Feeding America.
In addition, National General mentions on its website that it recently pledged $3 million to support a handful of charities in the communities it serves, including organizations that provide COVID-19 relief and support.
National General Car Services
In addition to traditional car insurance and classic car insurance, National General customers have the option to enroll in the National General Motor Club. Members get access to perks like low-cost 24/7 roadside assistance, towing to the nearest repair center with no mileage or dollar limits, up to $750 in emergency expense reimbursement, online trip planning services and more.
Looking to save money on auto insurance?
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National General Customer Reviews
consumeraffairs.com |
I got home insurance through National General. I’ve had them for a little while. I called them with whatever my issues were, probably about my payment or something with my insurance, and they were always very courteous, kind, and polite. They were very efficient as far as that goes. I feel secure because I’m covered and safe. I’d recommend! Maurice of Youngstown, OH |
consumeraffairs.com |
My National General insurance plan’s coverage has a lot of flexibility. The rep I interacted with was very friendly, helpful and he went above and beyond. When we started talking, it was past his work time and he ended up staying late to work through it. I would recommend National General. Richard of Bridgeport, CT |
clearsurance.com |
So far, I have had no problems with this company. I’ve had auto insurance with them for a couple of months and I’ve been making my payments online. Their website is easy to navigate and it’s easy to make a payment. |
consumeraffairs.com |
National General sent a notice of cancellation based on the incorrect assumption that my house was vacant. They could have easily verified that I live in the house. Instead I had to prove that I reside on the property. There was no explanation, no apology for my stress and inconvenience. I wont be renewing this policy. |